Medical Insurance Consultants - Locum Insurance Cover | GP Partnership Protection | Surgery Insurance

Medical Insurance Products

• Locum / Absence Insurance
• Surgery Property Insurance
• Staff Sickness Insurance
• Healthcare Indemnity Insurance
• Schedule 9 Requirements
• Employers & Public/Products Liability
• Practice Legal Expenses
• Pressure Vessels Inspections
• Procurement Services
• Home Insurance - NEW
• Buy To Let Insurance
• Income Protection (PHI)
• Keyman/Partnership Insurance
• Life & Critical Illness Insurance
• Motor Insurance - NEW
• Pet Insurance - NEW
• Private Medical Insurance
• Travel Insurance
• Locum Insurance Cover

Locum & Absence Insurance

What Is Locum Insurance?

Locum & Absence Insurance from MIC provides cover for GP Partners, Managing Partners, Salaried GP's, Practice Managers and other members of staff in the event of an accident, illness or absence. There are various levels of benefit, deferred periods and cover you can select when deciding upon the Locum & Absence Insurance cover you need, not just as a practice but also on an individual level.

This unique Locum & Absence Insurance has been designed by MIC specifically to reimburse the costs of employing a Locum or cover additional sessions 'in-house' or do both. You decide.

You choose what benefit you need for your Locum Insurance (you can have different benefits for different people), the deferred period (this is the period before the payment of benefit) and whether you have any special requirements.

How Can You Benefit?

• A No Claims Bonus if you do not claim on your Locum Insurance. Quite right too - Why should you pay the same as somebody who has made a claim?
• A Group Practice Discount when arranging a Locum Insurance Group Policy where 3 or more people are insured.
  
• You will receive Free cover for Practice Managers or Senior Administrators of £300 per week when arranging your Locum Insurance for a Group Practice.
• Premiums are not based upon gender.
• You can apply for Locum Insurance with a minimum of paperwork and hassle.
• If you arrange your Surgery Building and Contents Insurance or Professional Indemnity Insurance as well you can benefit from our long standing Valued Client Discount.
• Our Locum Insurance paid out more than £1.5 million pounds worth of claims in 2009.
• A seamless transfer when changing to the MIC Locum Insurance to MIC from another provider.
• Arrange your Long Term Income Protection (where the benefit is payable after 52 weeks) through MIC and you will benefit from our “commission sacrifice”.

Why choose MIC for Locum Insurance?

From the time that you request your quotation from MIC you will be dealing with a leading healthcare insurance broker that understands your requirements. MIC was one of the first companies to introduce Locum Insurance cover to medical practices - some 15 years ago. We have been leaders in the development of Locum Insurance as it stands today, with thanks mainly to practice managers and doctors who provide advice and crucially their needs. Our goals are very simple:

• To provide you with a Locum insurance product that meets you and your practice needs at a competitive price.
• To ensure that you receive Customer Service of the highest standard.
• To continue to develop the insurance products we offer, with the help of you, as no one knows better what cover is needed.
• To retain you as our client - without you we would not have a business.

What Our Locum Insurance Covers