Medical Insurance Consultants
Surgery & Locum Insurance Specialists

New and improved Locum Insurance from our panel of insurers - MIC launch specialist medical malpractice insurance for Consultants - Surgery Insurance that leads the way in cost and cover.
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Healthcare Professional Indemnity / Malpractice

Request a medical insurance quotation for Healthcare Professional Indemnity / Malpractice.

Healthcare professional indemnity and malpractice insurance is becoming more common in the healthcare sector not only for private clinics, but also for medical practices, due to the nature in which medical practices are obtaining business from their PCT/PCO.

An example is creating a company that then sub-contracts work out to practices/GP's.  By creating the company and using it as the point of providing services to the PCT/PCO the company now becomes the first port of call for any complaints etc.  Even if the company is not at fault, but  the individual GP/Nurse/Employee is, the claim may initially be directed at the company that employed the services of that GP or Practice.  Redirecting a claim can be an expensive process, which is why comprehensive Healthcare Professional Indemnity cover should be obtained in order to cover these costs.

As of the 1st January 2012 the Royal College of Nursing (RCN) has removed the indemnity cover previously in place for nurses working for a medical practice.  This is an added responsibility and cost for a medical practitioner or practice to ensure their employee's are adequately insured.  As an employer you are vicariously liable for the actions of your employee's and need to ensure that you have cover against this, which is where we can help.

We can offer a variety of limits from £1,000,000 up to £10,000,000 for any one claim depending upon your needs and only use financially secure insurers.

To make an enquiry regarding Healthcare Indemnity Insurance and Dental Indemnity Insurance  please click on the 'Request Quotation' button above.



Benefits of cover:


  • Up to £10,000,000 limit any one claim
  • £25,000,000 aggregate limit available
  • Vicarious liability cover for self-employed persons
  • Indemnity to Principals & Employee's (including Nurses, HCA's and other healthcare professionals)
  • Worldwide cover for Good Samaritan acts
  • Libel and Slander cover
  • Retroactive and Run-off cover available
  • Claims made policy