Medical Insurance Consultants of Yeovil - Insurance For Medical Professionals and Surgery Insurance

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Choices Private Practice Income Protection (PPIP)

Our Private Practice Income Protection product has been specifically designed for medical professionals conducting private work solely or in addition to their NHS contract.  You will receive a benefit from the NHS trust that employs you if you were to have an accident or fall ill, but they would not replace the income you earned from private work and may rely upon.

Our PPIPs policy is an annual policy that covers your income from private practice work.  In the event of your being unable to work due to accident or sickness the policy will pay out for up to 52 weeks, less the deferred period.  The premiums payable for the policy can be treated as a trading expense and are thereforeare tax deductible.

If you currently rely upon a long term income protection policy (PHI) to cover your income it is definitely worth your while looking at taking out a PPIPs policy and pushing the deferred period for your income protection policy to 52 weeks, depending on your entitlement for sick leave from your NHS trust.  This method will save you money even when you take into account the additional premium you pay for the PPIPs policy.

Choices Private Practice Income Protection Insurance offers a unique way of covering the expenses and your income if the worst were to happen. The policy provides a core cover element that can then be built upon to the requirements of the individual you want to cover, which is why we call it ‘Choices Private Practice Income Protection Insurance’.

Listed below are the elements of the cover .

Core Cover
• Personal Accident & Sickness    • Full Worldwide Cover    • Continuity of Cover
• Personal Possessions                • Needlestick Injuries      • Anxiety & Depression
• Winter Sports Cover

Optional Choices
• Family Emergency              • Suspension Cover       • Jury Service Cover
• Additional Death Benefit      • Adoption & Maternity   • Paternity Leave

Added Benefits
• Group Discount    • No Claims Discount    • Seamless Transfer

Please click the link below to request a quotation or telephone one of our advisers on 0800 163870 with your requirements or queries.

 


Request a medical insurance quotation for Choices Private Practice Income Protection (PPIP).