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Term Assurance / Mortgage Protection / Critical Illness Cover

These three main types of cover are designed to pay you a lump sum, chosen by you at the beginning of the policy, in the event of your death or the development of a critical illness defined by the insurer. They come in a variety of types that are outlined below:

• Term Assurance - commonly know as life insurance is one of the simplist types of policy available.  You choose the sum insured and for how long you would like the policy to last, also whether it is a single or joint policy.  The benefit chosen is paid out in the event of death of the insured during the policy term.
  
  
• Mortgage Protection - one of the cost effective forms of life insurance and essential if you own a home and have a outstanding mortgage upon it.  It is designed to provide your estate with a lump sum to repay your capital and interest repayment mortgage in the event of your death.
  
  
• Critical Illness Cover - this cover is available on a standalone basis or with life cover included.  The lump sum you choose is payable if you are diagnosed with a critical illness stated in the insurers cover, or if you have life cover included which ever happens first.

To discuss your requirements please call an adviser on 0800 163870 or click on the link below to request a quotation.