Medical Insurance Consultants - Locum Insurance Cover | GP Partnership Protection | Surgery Insurance

Consultants and Specialists

• Private Practice Income Protection
• Medical Indemnity / Malpractice Insurance
• Healthcare Professional Indemnity
• Staff Sickness Insurance
• Income Protection (PHI)
• Life & Critical Illness Insurance
• Home Insurance - NEW
• Buy To Let Insurance
• Motor Insurance - NEW
• Pet Insurance - NEW
• Travel Insurance
• Procurement Services

Private Practice Income Protection (PPIP)

What Is Private Practice Income Protection?

Private Practice Income Protection (PPIPs) has been designed to cover the private practice income of Consultants and Specialists as well as members of their staff in the event of an accident or illness. It provides worldwide cover for the first 52 weeks (less the deferred period chosen) of you being unable to work.

There are also various options listed below which can be added to your Private Practice Income Protection to provide you with a comprehensive package. You choose the amount and type of cover that meets your needs.

This is a unique way of covering your expenses and income if the worst were to happen.

How Can You Benefit From Private Practice Income Protection?

• You get a No Claims Bonus if you do not claim. Quite right too - Why should you pay the same as somebody who has made a claim.
• If you or your family arrange any other insurance policy through MIC you will benefit from our long standing Valued Client Discount.
• The premiums are the same for males and females or females and males (to be politically correct).
• The premium that you pay is tax deductible.
• Arrange your Long Term Income Protection (where the benefit is payable after 52 weeks) through MIC and you will benefit from our “commission sacrifice”. This can also include any Income Protection covering the loss of any of your NHS income due to incapacity.

Why MIC?

MIC is the first company to introduce Private Practice Income Protection for Consultants and Specialists.

For your peace of mind you will be dealing with a company that has a proven track record and insures thousands of medical professionals throughout the UK.

Which Private Practice Income Protection Policy To Have?

There are two types of policy available, the Choices PPIP's Insurance policy and Simplicity PPIP's Insurance policy.  The choices policy is more adaptable and benefits from the 'continuity of cover' element, while the simplicity policy is as it sounds, simple.  The Continuity of Cover that we offer means that once terms are given at the start of the policy, those terms will not change at renewal for the benefit chosen, even if you have had a claim.  This is not to be confused with a policy that allows premiums to be paid by direct debit with an automatic renewal.